About 債務重組收費 - 【hkdrp.top】
About 債務重組收費 - 【hkdrp.top】
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如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。
債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新條件償還債務。破產則是經法院程序，由破產管理署署長或受託人管理債務人財產，以償還債權人債務。
An IVA and personal bankruptcy are each sorts of insolvency (financial problem in which you can’t repay your debts). The crucial element distinction is the fact in bankruptcy, you should hand around all your property (which include your house) which may be marketed to Get better your debts. An IVA offers a path to staying debt-free of charge by generating agreed monthly payments in your creditors.
Obtaining an IVA received’t commonly have an impact on your task. It might be a difficulty if you're employed in selected professions - by way of example, for anyone who is a solicitor or accountant. You might not be capable to continue to keep working inside your job As you contain the IVA, or You may have to observe specific disorders.
紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。
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本公司的分析專員經驗豐富，曾處理過為數不少重組債務成功個案，對重組債務程序亦非常熟悉。
借得la是一家來自新加坡的網上貸款配對平台，免費為個人及企業用戶在香港尋找最合適的貸款方案。只需數分鐘時間在網上填寫申請，用戶即可接收不同銀行和財務公司所發出的貸款安排及優惠以作比較。
An IVA will show up on your own credit rating file and is likely to make it more challenging to have 債務重組邊間好 credit rating. It will not be eliminated until finally 6 years after the day it absolutely was permitted.
兩者均毋須申請破產。而最大分別在於，申請債務舒緩的欠債人，毋須經任何法律程序。他可直接與債主商量及制訂雙方接納的新還款方案，變相批核時間較短、收費亦較便宜。
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Exactly the same may be reported for folks hoping to shield their earnings, due to the fact an IVA is especially suitable If you're in the job that prohibits individual bankruptcy as a debt Remedy, for example accountants, lender workforce, legal professionals, civil servants, Armed Providers personnel, Prison Officers and Police Officers.
To setup an IVA, you will end up charged a fee by your insolvency practitioner, which varies depending on whom you decide on.
When you’ve designed all the payments, your insolvency practitioner gives 債務舒緩 you an IVA completion certificate confirming your IVA has finished plus your debts have already been cleared.